Installment Agreements

Manageable Monthly Payments to the IRS

Who This Helps

  • Taxpayers who can't pay their full tax debt immediately
  • Those wanting to avoid wage garnishment or levies
  • Individuals seeking affordable monthly payments
  • Anyone needing time to pay off tax debt

Need help setting up an installment agreement? We can help.

Installment agreements provide a practical solution for taxpayers who cannot pay their full tax liability immediately but can afford manageable monthly payments over time. At Resolve Federal Tax Group, we specialize in negotiating installment agreements that fit your budget, stop aggressive IRS collection actions, and provide the time you need to satisfy your tax obligations without financial devastation. The IRS offers several types of installment agreements, from guaranteed agreements for smaller balances to streamlined and complex agreements for larger tax liabilities. Our experienced team knows exactly which option best serves your specific situation. We analyze your income, expenses, and assets to determine the lowest possible monthly payment the IRS will accept, ensuring your payment plan doesn't create undue hardship. Our professionals handle all negotiations with the IRS, prepare required financial documentation, and secure agreements that prevent levies, wage garnishments, and other collection actions while you're in compliance. Beyond simple payment plans, we pursue partial payment installment agreements when you'll never be able to pay the full amount, effectively settling your debt for less over time as the statute of limitations expires. We can also structure agreements strategically to position you for future Offers in Compromise or other relief programs as circumstances change. Our goal is not just to get you on a payment plan, but to create a comprehensive strategy that resolves your tax debt efficiently and affordably. Schedule your free consultation today and let our tax experts negotiate an installment agreement that protects your financial security while resolving your IRS obligations.

How We Help

1

Financial Analysis

We analyze your income, expenses, and assets to determine affordable payments

2

Negotiate Terms

We negotiate the lowest possible monthly payment amount with the IRS

3

Setup Agreement

We establish a formal installment agreement that stops collection actions

4

Ongoing Support

We monitor your agreement and help if circumstances change

Common Problems & Solutions

IRS demanding immediate full payment you can't afford

We negotiate installment agreements with monthly payments that fit your budget

Facing aggressive collection actions

An approved installment agreement immediately stops levies, wage garnishments, and liens

Don't know what payment amount to offer

We calculate the optimal payment based on IRS formulas and your financial situation

Frequently Asked Questions

Payment plans can range from 6 months to 6+ years depending on your debt amount and financial situation.

No, interest continues to accrue on the balance, but penalties are generally reduced once you're in an agreement.

Missing payments can default your installment agreement causing the IRS to resume collection efforts. We can help you reinstate the installment agreement or modify terms if your situation changes.

Ready to Get Started?

Contact us today for a free consultation. Let us help you resolve your tax problems.

Schedule Free Consultation